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The Contractor's Guide to Getting Paid

Stop waiting for checks. This guide shows you exactly how to structure deals, write invoices, and take action when clients don't pay—so you get paid faster and keep cash flowing.

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Six Chapters to Get Paid Faster

Chapter 1: The Cash Flow Crisis

Why contractors struggle with cash flow, how slow payments destroy business growth, and what you can control right now.

Chapter 2: Payment Terms that Work

How to structure payment terms (upfront, milestones, retainage) that protect your cash flow and get clients to pay faster.

Chapter 3: Invoice Best Practices

What makes an invoice actually get paid. Clear wording, proper formatting, payment instructions, and follow-up strategies.

Chapter 4: When Clients Don't Pay

Your step-by-step action plan: late payment notices, collections strategies, and when to escalate to legal action.

Chapter 5: Mechanics Liens & Lien Waivers

How to protect yourself legally. When to file a lien, how lien waivers work, and why state-specific language matters.

Chapter 6: Digital Payment Tools

Modern payment options that speed up collections: ACH, credit cards, digital wallets, and automated payment reminders.

Key Topics Covered

The True Cost of Late Payments
Setting Payment Terms That Work
Writing Invoices That Get Paid
Follow-up & Collections Scripts
Filing & Using Mechanics Liens
State-Specific Lien Laws
Digital Payment Options
Automating Payment Reminders
When to Involve Lawyers
Protecting Subcontractors

"82% of contractors struggle with cash flow. The average payment takes 48 days—money you need now to cover payroll, materials, and equipment."

82%

of contractors struggle with cash flow

48 days

average payment wait time

$130K+

lost annually to slow-paying clients

Get Paid Faster with Better Systems

BuilderMate automates payment reminders, tracks invoice status in real-time, and keeps payment records organized so you always know who owes you money.